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Bad, Cheating, and Life: Why Cheating Isn't Actually That Bad Ima count to 3 and that shit better be deleted yellowjuice: tijopi11: Why are people having so much issue with the article, I agreed with it? The title isn’t the most eloquent thing ever but the article wasn’t encouraging cheating, where you go behind your partners back, but instead looking at the issue of cheating as a not black-and-white thing where there’s one horribly evil person who just wanted to have fun/get laid with one traumatized-for-life victim. Instead, like most- nah, let me say with ANYTHING in real life beyond fiction, the article sees the grays in cheating and why the person cheated in the first place. Not to say that cheating isn’t a horrible thing to do, but I feel like people need to understand that there are reasons people do the things they do. People who cheat are human beings. They could feel horrible about it, they could be trapped in a marriage or relationship that they don’t feel they can escape, they can feel insecure and unloved. Again, not to say it’s something you should ever do, but dehumanizing someone over a mistake is just as bad in my opinion. There’s nowhere where they can talk about their experiences, and it’s likely we know a lot of people who have cheated in our lives even if they haven’t (or were too scared) to tell us about it.  “dehumanizing someone over a mistake”
Bad, Cheating, and Life: Why Cheating Isn't Actually That Bad

 Ima count to 3
 and that shit better
 be deleted
yellowjuice:

tijopi11:
Why are people having so much issue with the article, I agreed with it? The title isn’t the most eloquent thing ever but the article wasn’t encouraging cheating, where you go behind your partners back, but instead looking at the issue of cheating as a not black-and-white thing where there’s one horribly evil person who just wanted to have fun/get laid with one traumatized-for-life victim. Instead, like most- nah, let me say with ANYTHING in real life beyond fiction, the article sees the grays in cheating and why the person cheated in the first place. Not to say that cheating isn’t a horrible thing to do, but I feel like people need to understand that there are reasons people do the things they do. People who cheat are human beings. They could feel horrible about it, they could be trapped in a marriage or relationship that they don’t feel they can escape, they can feel insecure and unloved. Again, not to say it’s something you should ever do, but dehumanizing someone over a mistake is just as bad in my opinion. There’s nowhere where they can talk about their experiences, and it’s likely we know a lot of people who have cheated in our lives even if they haven’t (or were too scared) to tell us about it. 
“dehumanizing someone over a mistake”

yellowjuice: tijopi11: Why are people having so much issue with the article, I agreed with it? The title isn’t the most eloquent thing ever...

Bad, Cheating, and Life: Why Cheating Isn't Actually That Bad Ima count to 3 and that shit better be deleted yellowjuice: tijopi11: Why are people having so much issue with the article, I agreed with it? The title isn’t the most eloquent thing ever but the article wasn’t encouraging cheating, where you go behind your partners back, but instead looking at the issue of cheating as a not black-and-white thing where there’s one horribly evil person who just wanted to have fun/get laid with one traumatized-for-life victim. Instead, like most- nah, let me say with ANYTHING in real life beyond fiction, the article sees the grays in cheating and why the person cheated in the first place. Not to say that cheating isn’t a horrible thing to do, but I feel like people need to understand that there are reasons people do the things they do. People who cheat are human beings. They could feel horrible about it, they could be trapped in a marriage or relationship that they don’t feel they can escape, they can feel insecure and unloved. Again, not to say it’s something you should ever do, but dehumanizing someone over a mistake is just as bad in my opinion. There’s nowhere where they can talk about their experiences, and it’s likely we know a lot of people who have cheated in our lives even if they haven’t (or were too scared) to tell us about it.  “dehumanizing someone over a mistake”
Bad, Cheating, and Life: Why Cheating Isn't Actually That Bad

 Ima count to 3
 and that shit better
 be deleted
yellowjuice:

tijopi11:
Why are people having so much issue with the article, I agreed with it? The title isn’t the most eloquent thing ever but the article wasn’t encouraging cheating, where you go behind your partners back, but instead looking at the issue of cheating as a not black-and-white thing where there’s one horribly evil person who just wanted to have fun/get laid with one traumatized-for-life victim. Instead, like most- nah, let me say with ANYTHING in real life beyond fiction, the article sees the grays in cheating and why the person cheated in the first place. Not to say that cheating isn’t a horrible thing to do, but I feel like people need to understand that there are reasons people do the things they do. People who cheat are human beings. They could feel horrible about it, they could be trapped in a marriage or relationship that they don’t feel they can escape, they can feel insecure and unloved. Again, not to say it’s something you should ever do, but dehumanizing someone over a mistake is just as bad in my opinion. There’s nowhere where they can talk about their experiences, and it’s likely we know a lot of people who have cheated in our lives even if they haven’t (or were too scared) to tell us about it. 
“dehumanizing someone over a mistake”

yellowjuice: tijopi11: Why are people having so much issue with the article, I agreed with it? The title isn’t the most eloquent thing ever...

Apparently, Head, and Parents: epochayur people that can swim underwater in chlorine pools with their eyes open are not to be trusted oonabashed This is true. I once did this to cheat at a pool game, and a kid in goggles saw me do it He wanted to know how, so l told him I was part mermaid. He wanted to call bullshit, but I was like, look kid, I can prove t, but you're not allowed to tell anyone under 18. He said what about his mom, I said, sure, but she won't believe you, so it didn't matter if he ratted on me to an adult. He was skeptical but agreed. For the next ten minutes I executed any number of water related feats-I've been swimming since I was 3 and was on the swimming and diving team in high school I crossed the entire span of the pool underwater without taking a breath. I sat on the bottom of the pool for a minute. I lifted him over my head while only treading water. I floated face down without moving for a convincing stretch of time. I did a pretty choice inward pike off the diving board. This was what really convinced him. He'd seen a dolphin show once, apparently, and thought it was pretty comparable So yeah. This kid was straight up convinced I was a mermaid and was losing his shit and trying to figure out how to get around his promise He went over to the hottub to tell all the parents and they all like, smiled and laughed and nodded. He could tell they didn't believe him. He came back and was like You were right about adults." Yeah kid, I know" "Well but, you're the most important discovery I've ever made! I gotta tell someonel" Well. You need to establish some credibility first, I told him. "You have to prove to people that you're a serious scientific thinker, and then when you say stuff like this, they might believe you. He thought about this for a second. "But what if you just showed them?" and I said it was against half memaid rules to show adults anything that could make them suspicious. He took this seriously He spent the rest of his time in the pool following me around. I taught him how to hold his breath underwater without plugging his nose and how to do a backstroke I'm still proud of this, and regret nothing o marky-mark-quack-quack-quack 698,054 notes 14 Times People On Tumblr Told Really Great Stories
Apparently, Head, and Parents: epochayur
 people that can swim underwater in chlorine pools with their eyes open
 are not to be trusted
 oonabashed
 This is true. I once did this to cheat at a pool game, and a kid in
 goggles saw me do it He wanted to know how, so l told him I was part
 mermaid. He wanted to call bullshit, but I was like, look kid, I can prove
 t, but you're not allowed to tell anyone under 18. He said what about his
 mom, I said, sure, but she won't believe you, so it didn't matter if he
 ratted on me to an adult. He was skeptical but agreed. For the next ten
 minutes I executed any number of water related feats-I've been
 swimming since I was 3 and was on the swimming and diving team in
 high school I crossed the entire span of the pool underwater without
 taking a breath. I sat on the bottom of the pool for a minute. I lifted him
 over my head while only treading water. I floated face down without
 moving for a convincing stretch of time. I did a pretty choice inward pike
 off the diving board. This was what really convinced him. He'd seen a
 dolphin show once, apparently, and thought it was pretty comparable
 So yeah. This kid was straight up convinced I was a mermaid and was
 losing his shit and trying to figure out how to get around his promise
 He went over to the hottub to tell all the parents and they all like, smiled
 and laughed and nodded. He could tell they didn't believe him. He came
 back and was like You were right about adults." Yeah kid, I
 know" "Well but, you're the most important discovery I've ever made! I
 gotta tell someonel" Well. You need to establish some credibility first,
 I told him. "You have to prove to people that you're a serious scientific
 thinker, and then when you say stuff like this, they might believe you.
 He thought about this for a second. "But what if you just showed
 them?" and I said it was against half memaid rules to show adults
 anything that could make them suspicious. He took this seriously He
 spent the rest of his time in the pool following me around. I taught him
 how to hold his breath underwater without plugging his nose and how
 to do a backstroke
 I'm still proud of this, and regret nothing
 o marky-mark-quack-quack-quack
 698,054 notes
14 Times People On Tumblr Told Really Great Stories

14 Times People On Tumblr Told Really Great Stories

Bailey Jay, Family, and Get Money: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200.
Bailey Jay, Family, and Get Money: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your...