🔥 | Latest

Apparently, Beautiful, and Children: Seanan McGuire @seananmcguire Oh, wow. Little girl in full meltdown because when her mom packed movies for the trip, she only packed the little boy's favorites 6/13/17, 4:02 PM 460 RETWEETS 1,625 LIKES Seanan McGuire@seananmcguire 1h Replying to @seananmcguire "FINDING NEMO is just as good," says Mom "DORY IS A GIRL LIKE ME AND YOU ONLY BROUGHT BOYS LIKE HIM," wails the girl I feel you, kiddo わ2 51 925 Mom is now asking girl to be reasonable, as apparently boy gets mad when he has to watch "girl" movies, and "You're more mature." わ35 42 620 Seanan McGuire@seananmcguire 1h I am so on this kid's side right now you have no idea 28 1,121 Seanan McGuire@seananmcguire 1h Little boy has joined conversation: "I like MOANA she likes MOANA we should do MOANA." A protest singalong has begun h1 56 931 Seanan McGuire@seananmcguire 1h Mom: "Don't disturb the other--" Both kids: "YOU'RE WELCOME YOU'RE WELCOME YOU'RE WELCOME." Mom--passengers. わ2 다 47 902 YOU SCREAM LIKE THE VENGEFUL MONSTERS YOU ARE, CHILDREN. YOU SCREAM ロ61 1,149 Seanan McGuire@seananmcguire 1h Update: l am now on the mom's shit list for helping with the lyrics to "Shiny." Both children now shriek-singing "SHIIIINYYYYYY." I wirn 24 54 Seanan McGuireネ@seananmcgure·1h Little girl now singing "How Far l'll Go" while little boy has launched into "Let It Go." Mom appears to need a drink. YOU EARNED THIS, MOM 12 46 1,047 Seanan McGuire@seananmcguire 1h Mom: You're disturbing people! Older woman with German accent: Do you want to know how the song goes in German? GERMAN GRANDMOTHER NOW TEACHING US DISNEY SONGS IN GERMAN. JAPANESE GRANDMOTHER INCHING CLOSER 15 136 Seanan McGuire@seananmcguire 1h MOM LOOKS TRAPPED, CHILDREN ARE DELIGHTED, THIS IS THE BEST DAY EVER 13 47 1,428 Seanan McGuire@seananmcguire 1h I am like, 95% sure both of these grandmothers would adopt these children if given half a chance 29 1,026 Seanan McGuire @seananmcguire·1h Japanese grandmother has a beautiful singing voice, and is teaching us "Do You Want To Build A Snowman?" 10 52 Seanan McGuire@seananmcguire 1h We have attracted several more children and three more grandparents. I feel my work here is done peaceheather: linssweater: This thread omg ALWAYS reblog
Apparently, Beautiful, and Children: Seanan McGuire
 @seananmcguire
 Oh, wow. Little girl in full meltdown
 because when her mom packed movies
 for the trip, she only packed the little boy's
 favorites
 6/13/17, 4:02 PM
 460 RETWEETS 1,625 LIKES
 Seanan McGuire@seananmcguire 1h
 Replying to @seananmcguire
 "FINDING NEMO is just as good," says
 Mom
 "DORY IS A GIRL LIKE ME AND YOU ONLY
 BROUGHT BOYS LIKE HIM," wails the girl
 I feel you, kiddo
 わ2
 51
 925

 Mom is now asking girl to be reasonable,
 as apparently boy gets mad when he has
 to watch "girl" movies, and "You're more
 mature."
 わ35
 42
 620
 Seanan McGuire@seananmcguire 1h
 I am so on this kid's side right now you
 have no idea
 28
 1,121
 Seanan McGuire@seananmcguire 1h
 Little boy has joined conversation: "I like
 MOANA she likes MOANA we should do
 MOANA." A protest singalong has begun
 h1
 56
 931
 Seanan McGuire@seananmcguire 1h
 Mom: "Don't disturb the other--"
 Both kids: "YOU'RE WELCOME YOU'RE
 WELCOME YOU'RE WELCOME."
 Mom--passengers.
 わ2
 다 47
 902

 YOU SCREAM LIKE THE VENGEFUL
 MONSTERS YOU ARE, CHILDREN. YOU
 SCREAM
 ロ61
 1,149
 Seanan McGuire@seananmcguire 1h
 Update: l am now on the mom's shit list for
 helping with the lyrics to "Shiny." Both
 children now shriek-singing
 "SHIIIINYYYYYY." I wirn
 24
 54
 Seanan McGuireネ@seananmcgure·1h
 Little girl now singing "How Far l'll Go"
 while little boy has launched into "Let It
 Go." Mom appears to need a drink. YOU
 EARNED THIS, MOM
 12
 46
 1,047
 Seanan McGuire@seananmcguire 1h
 Mom: You're disturbing people!
 Older woman with German accent: Do you
 want to know how the song goes in
 German?

 GERMAN GRANDMOTHER NOW
 TEACHING US DISNEY SONGS IN
 GERMAN. JAPANESE GRANDMOTHER
 INCHING CLOSER
 15
 136
 Seanan McGuire@seananmcguire 1h
 MOM LOOKS TRAPPED, CHILDREN ARE
 DELIGHTED, THIS IS THE BEST DAY EVER
 13 47
 1,428
 Seanan McGuire@seananmcguire 1h
 I am like, 95% sure both of these
 grandmothers would adopt these children
 if given half a chance
 29
 1,026
 Seanan McGuire @seananmcguire·1h
 Japanese grandmother has a beautiful
 singing voice, and is teaching us "Do You
 Want To Build A Snowman?"
 10
 52
 Seanan McGuire@seananmcguire 1h
 We have attracted several more children
 and three more grandparents. I feel my
 work here is done
peaceheather:

linssweater:
This thread omg
ALWAYS reblog

peaceheather: linssweater: This thread omg ALWAYS reblog

Bitch, Click, and Dating: guiltlessdeviant: aaliyahbreaux: big-mood-energy: aaliyahbreaux: girldont: flyandfamousblackgirls: drdrunkpigeon-phd: abstractandedgyname: libertarirynn: paradise-dream222: flyandfamousblackgirls: Shae Scott: “This is why I don’t date ugly guys..” I’ve dated an ugly guy before and he was just a WASTE of my time. He didn’t get cocky, but he should’ve been a lil more appreciative of me. Seeing that no other girl would even look at him before I did. Holy fuck y’all are conceited. Those men are dodging bullets. Hey, my boyfriend may not be conventionally attractive or the most attractive in the world but it’s almost as if when your personalities really click they become so attractive to you! But obviously, yall can’t do that as you need a personality to begin with. This bitch fully is under the impression that she should date an attractive boring guy rather than an ugly boring guy, as if looks are the only defining things in relationships. How about, date an ugly [fun, interesting, caring, sex god] guy vs a hot [boring, simple, arrogant, sexually incompetent] guy. Maybe all the ugly you’ve dated have been ugly on the inside too, must be if they date such a wretched creature as yourself, but news flash lady! Everyone is different for fuck sake !!!! So when guys say women are too tall, too dark, too fat, hair not long enough, hair too “nappy”, her teeth, because she has tattoos or weave, because she wears makeup or they don’t wanna date her because she’s trans….Thats ok. But women are obligated to accept any man as he is? Interesting…yall are proving her point. Imagine openly saying you don’t find your SO physically attractive, that’s embarrassing for yourself and the person you’re with. studies show no matter how old men get typically they are most attracted to women in their twenties whereas women are most attracted to men around their age. and yet, women are seen as being superficial and shallow for just wanting to be with someone attractive… yes, basing whether or not you date somebody on their looks is shallow. it’s the definition of shallow, in fact. shallow is dating some entirely for their looks. dating someone you find attractive is just how attration works Ugly. You need to be attracted to the person you date. That’s just logic. Don’t settle for someone you’re not attracted to. The issue here is not just saying “you should someone you find attractive”, the issue is saying “don’t date ugly guys” as though that’s some sort of objective classification and acting like you’re literally better than people because you’re more physically attractive and they should be thanking the gods if you even grace them with your presence. That’s the conceited bullshit. Also for most people attraction has to be more than physical. Physical can be a part of it but there are plenty of hot assholes.
Bitch, Click, and Dating: guiltlessdeviant:

aaliyahbreaux:


big-mood-energy:


aaliyahbreaux:


girldont:


flyandfamousblackgirls:

drdrunkpigeon-phd:


abstractandedgyname:


libertarirynn:

paradise-dream222:

flyandfamousblackgirls:

Shae Scott: “This is why I don’t date ugly guys..”

I’ve dated an ugly guy before and he was just a WASTE of my time. He didn’t get cocky, but he should’ve been a lil more appreciative of me. Seeing that no other girl would even look at him before I did. 

Holy fuck y’all are conceited. Those men are dodging bullets.



Hey, my boyfriend may not be conventionally attractive or the most attractive in the world but it’s almost as if when your personalities really click they become so attractive to you! But obviously, yall can’t do that as you need a personality to begin with.
This bitch fully is under the impression that she should date an attractive boring guy rather than an ugly boring guy, as if looks are the only defining things in relationships. How about, date an ugly [fun, interesting, caring, sex god] guy vs a hot [boring, simple, arrogant, sexually incompetent] guy.
Maybe all the ugly you’ve dated have been ugly on the inside too, must be if they date such a wretched creature as yourself, but news flash lady! Everyone is different for fuck sake !!!!


So when guys say women are too tall, too dark, too fat, hair not long enough, hair too “nappy”, her teeth, because she has tattoos or weave, because she wears makeup or they don’t wanna date her because she’s trans….Thats ok. But women are obligated to accept any man as he is? Interesting…yall are proving her point.

Imagine openly saying you don’t find your SO physically attractive, that’s embarrassing for yourself and the person you’re with.


studies show no matter how old men get typically they are most attracted to women in their twenties whereas women are most attracted to men around their age. and yet, women are seen as being superficial and shallow for just wanting to be with someone attractive…


yes, basing whether or not you date somebody on their looks is shallow.
it’s the definition of shallow, in fact.


shallow is dating some entirely for their looks. dating someone you find attractive is just how attration works Ugly. 


You need to be attracted to the person you date. That’s just logic. Don’t settle for someone you’re not attracted to.

The issue here is not just saying “you should someone you find attractive”, the issue is saying “don’t date ugly guys” as though that’s some sort of objective classification and acting like you’re literally better than people because you’re more physically attractive and they should be thanking the gods if you even grace them with your presence. That’s the conceited bullshit. Also for most people attraction has to be more than physical. Physical can be a part of it but there are plenty of hot assholes.

guiltlessdeviant: aaliyahbreaux: big-mood-energy: aaliyahbreaux: girldont: flyandfamousblackgirls: drdrunkpigeon-phd: abstractan...

Community, Family, and Finance: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
Community, Family, and Finance: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 


Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...

Family, Get Money, and God: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this
Family, Get Money, and God: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...

Tumblr, Blog, and Another: baitin:I posted this on another blog but I didn’t enjoyed it after a day, so here is again.
Tumblr, Blog, and Another: baitin:I posted this on another blog but I didn’t enjoyed it after a day, so here is again.

baitin:I posted this on another blog but I didn’t enjoyed it after a day, so here is again.