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Internet, Tumblr, and Work: LEXAND ALTH UIDA <p><a href="https://corbinalexanderwealthguidance.tumblr.com/post/174085131069/here-is-the-etf-strategy-portfolio-i-promised-you" class="tumblr_blog">corbinalexanderwealthguidance</a>:</p><blockquote> <p>HERE IS THE ETF STRATEGY PORTFOLIO I PROMISED YOU; PLEASE FOLLOW IT TO THE “T” = YOU HAVE TO BE IN IT FOR THE “LONG HAUL”; IT WILL NOT WORK TRYING TO TRADE IT SHORT TERM:  PLEASE HEED MY WORDS FOR BEST RESULTS!<br/></p> <p><br/></p> <p>ETF PORTFOILIO:  4 PRONG STRATEGY <br/></p> <p> <br/>20%  CHARLES SCHWAB US BROAD MARKET INDEX:   SCHB<br/><br/>20%  CHARLES SCHWAB US DIVIDEND STOCK INDEX:   SCHD<br/><br/>10%   RUSSELL 2000 VALUE VALUE STOCK INDEX:   IWN<br/><br/>40%  CHARLES SCHWAB US VALUE STOCK INDEX:   SCHV<br/><br/>START INVESTING IN SCHV UNTIL YOU REACH $5000.00 - THEN START INVESTING IN ALL OF THE ABOVE IN THE PERCENTAGES OUTLINED ABOVE. <br/><br/>REMEMBER TO DOLLAR COST AVERAGE - BUY AN EQUAL AMOUNT <br/>OF SHARES EACH AND EVERY WEEK OR MONTH - WHETHER YOU <br/>FEEL THAT THE MARKET IS UP OR DOWN! <br/><br/> THE ABOVE PORTFOLIO RETURNED 13.47% from 5/16/2017 TO 5/16/2018 </p> <p>                      (BE SURE TO REINVEST THE DIVIDENDS!)</p> <p><b><br/></b></p> <h2><b>COST/SHARE:  As of 5/21/2018 @ 1:00 PM EST</b></h2> <p><b>SCHB @ $66.41</b></p> <p><b>SCHD @ $49.85</b></p> <p><b>SCHV @ $54.13</b></p> <p><b>IWN   @ $131.56</b></p> <p><b><br/></b></p> <p><b>DISCLAIMER:</b></p> <p>I created these portfolio allocations myself, and it expresses my own opinions/beliefs/knowledge. I am not receiving any compensation for it.</p> <p>I have no business relationship with any company mentioned in this blog.</p> <p><br/></p> <p>Open a brokerage account with ally.com/invest vs. one with any other internet brokerage firm - there are many and many are not good matches for beginners.<br/></p> </blockquote>
Internet, Tumblr, and Work: LEXAND
 ALTH
 UIDA
<p><a href="https://corbinalexanderwealthguidance.tumblr.com/post/174085131069/here-is-the-etf-strategy-portfolio-i-promised-you" class="tumblr_blog">corbinalexanderwealthguidance</a>:</p><blockquote>
<p>HERE IS THE ETF STRATEGY PORTFOLIO I PROMISED YOU; PLEASE FOLLOW IT TO THE “T” = YOU HAVE TO BE IN IT FOR THE “LONG HAUL”; IT WILL NOT WORK TRYING TO TRADE IT SHORT TERM:  PLEASE HEED MY WORDS FOR BEST RESULTS!<br/></p>
<p><br/></p>
<p>ETF PORTFOILIO:  4 PRONG STRATEGY				<br/></p>
<p>					<br/>20%  CHARLES SCHWAB US BROAD MARKET INDEX:   SCHB<br/><br/>20%  CHARLES SCHWAB US DIVIDEND STOCK INDEX:   SCHD<br/><br/>10%   RUSSELL 2000 VALUE VALUE STOCK INDEX:   IWN<br/><br/>40%  CHARLES SCHWAB US VALUE STOCK INDEX:   SCHV<br/><br/>START INVESTING IN SCHV UNTIL YOU REACH $5000.00 - THEN START INVESTING IN ALL OF THE ABOVE IN THE PERCENTAGES OUTLINED ABOVE.					<br/><br/>REMEMBER TO DOLLAR COST AVERAGE - BUY AN EQUAL AMOUNT					<br/>OF SHARES EACH AND EVERY WEEK OR MONTH - WHETHER YOU					<br/>FEEL THAT THE MARKET IS UP OR DOWN!					<br/><br/>	THE ABOVE PORTFOLIO RETURNED 13.47% from 5/16/2017 TO 5/16/2018	</p>
<p>                      (BE SURE TO REINVEST THE DIVIDENDS!)</p>
<p><b><br/></b></p>
<h2><b>COST/SHARE:  As of 5/21/2018 @ 1:00 PM EST</b></h2>
<p><b>SCHB @ $66.41</b></p>
<p><b>SCHD @ $49.85</b></p>
<p><b>SCHV @ $54.13</b></p>
<p><b>IWN   @ $131.56</b></p>
<p><b><br/></b></p>
<p><b>DISCLAIMER:</b></p>
<p>I
created these portfolio allocations myself, and it expresses my own opinions/beliefs/knowledge.
I am not receiving any compensation for it.</p>
<p>I
have no business relationship with any company mentioned in this blog.</p>
<p><br/></p>
<p>Open a brokerage account with ally.com/invest vs. one with any other internet brokerage firm - there are many and many are not good matches for beginners.<br/></p>
</blockquote>

<p><a href="https://corbinalexanderwealthguidance.tumblr.com/post/174085131069/here-is-the-etf-strategy-portfolio-i-promised-you" class="tum...

Alive, America, and Anaconda: can do it TO DO LIST <p><a href="https://corbinalexanderwealthguidance.tumblr.com/post/173631157384/corbin-alexander-weallth-guidance-posted" class="tumblr_blog">corbinalexanderwealthguidance</a>:</p><blockquote> <p><b>CORBIN ALEXANDER WEALLTH GUIDANCE:  </b>POSTED 05/06/2018<b></b></p> <p><b>STARTING OUT FROM SCRATCH – </b>POST #1 IN MY SERIES<b></b></p> <p><b>BUDGETING:</b></p> <p>50/30/20/RULE:</p> <p>For the person already living life, this is an essential rule of thumb:</p> <p>-          50% to <b>Needs</b>:  utilities, rent, food, car insurance (<b>never buy a car on credit/payments and be </b> <b>required to pay collision coverage:  only buy a used, 3-8 years old; Honda/Kia/Toyota for the best value/bang for your buck</b>), gas, <b>clothes allowance</b>, etc.  Essentials needed to live!</p> <p>-          20% to <b>Savings &amp; Investment</b>:   used to pay bank loans/student loans, monthly deposits into a retirement account and an investment account, credit card payments (pay off the entire balance each month and not just the minimum payment to avoid paying interest on interest = that’s what eats you alive causing you to <b>NEVER</b> pay off the balance(s)) and never buy stuff from Fingerhut/Rent-A-Center or the like…..the interest on this stuff is outrageous and you pay 3x-5x what the item is actually worth in the end – if you ever get to the end of the payments!</p> <p>-          30% to <b>Wants</b>:  vacations (limit one per year – do day trips for the other week taken on paid vacation benefits) and future “Wants” such as saving for a house:  if you need the monies in less than 5 years, then bank it – if you need the monies in over 8 years, then invest it; that is the industry rule of thumb when it comes to “<b>Wants</b>”.</p> <p>Two methods to keep you on track:</p> <p> -          The spread sheet method:  this is where you track your budget in MS Excel.</p> <p> -    The envelope method:  this is where you assign envelopes labeled by each expense.   </p> <p><b>EMERGECY FUND:  </b></p> <p>This where you have a bank savings account holding a minimum of six months of expenses to pay “<b>all</b>” your monthly bills in the event of a job lose or an illness:  you are <b>NEVER</b> to dip into this unless you are in a dire straight situation.  </p> <p><b>Establish this fund FIRST before all other suggestions are followed.</b></p> <p><b> </b></p> <p><b>SAVINGS &amp; INVESTMENT:   </b></p> <p>-          Start saving for an emergency fund first.</p> <p>-          <b>Do not</b> use the Overdraft protection feature on your bank debit card = avoid getting into the habit of paying Overdraft charges over and over again!  But do have it on the account – in the event of an emergency = like your car breaks down, etc. and avoid using a credit card and carry a balance.</p> <p>-          Start an investment account at Ally.com/invest and invest in my Model ETF Portfolio that I’ll outline at a later date…<b>stay tuned</b>!</p> <p>-          Start investing in my ”<b>ALL PURPOSE</b>” Model Mutual Fund Portfolio: starting in your mid-50’s/early 60’s.</p> <p>-          Start investing in my designated Model Mutual Fund 80+ Portfolio in your 80’s; exact allocation percentages to also be revealed at a later date!</p> <p><b>CREDIT CARDS/BANKING MANAGEMENT:</b></p> <p><b> </b>-          Establish a credit history at 18 years old before working a full-time 9-5 or going to college:  now is the time to obtain a pre-paid debt card through <b>Capital One.com</b> or a similar lender.   And do not forget to get a small personal loan ($1,000.00 minimum) at a <b>local bank</b> using a co-signer to qualify for the loan.</p> <p> As you <b>SLOWLY</b> establish a credit history; apply for a no-fee/low credit limit card through <b>Discover.com</b> and/or <b>Capital One.com.</b></p> <p><b> </b></p> <p><b>HAVE YOU RUN UP YOUR CREDIT CARDS TO THE MAX AND DROWNING IN DEBT OVERALL? – CONSIDER CLAIMING BANKRUPTCY AND START OVER – JUST BE CAREFUL; DON’T SCREW UP AGAIN LIKE THE LAST TIME.</b></p> <p><b> </b></p> <p>-          Earn interest in an interest-bearing savings or CD account:</p> <p>               Not all banks are created equal; which is why most are banking wrong:   </p> <p>               <b>BANK OF AMERICA</b>:  This is a “fee city” bank.  You name it, they have a fee attached</p> <p><b>TD BANK</b>:  This is a bank with convoluted morals.  Good luck banking in this environment; more horseshit then you can shake a stick at!  </p> <p> -   If your balance falls below $100.00 at TD at any given time during the month; they hit you with a $15.00 low balance fee ($180.00 a year!).</p> <p><b>You are better off going to a local bank or a federal credit union for your banking needs.</b></p> <p>BE ON THE LOOKOUT FOR MY NEXT SERIES INSTALLMENT POST ON 6/3/2018!</p> </blockquote>
Alive, America, and Anaconda: can
 do it
 TO DO LIST
<p><a href="https://corbinalexanderwealthguidance.tumblr.com/post/173631157384/corbin-alexander-weallth-guidance-posted" class="tumblr_blog">corbinalexanderwealthguidance</a>:</p><blockquote>
<p><b>CORBIN ALEXANDER WEALLTH
GUIDANCE:  </b>POSTED 05/06/2018<b></b></p>
<p><b>STARTING OUT FROM SCRATCH – </b>POST #1 IN MY SERIES<b></b></p>
<p><b>BUDGETING:</b></p>
<p>50/30/20/RULE:</p>
<p>For the person already living life, this is an essential
rule of thumb:</p>
<p>-         
50% to <b>Needs</b>:  utilities, rent, food, car insurance (<b>never buy a car on credit/payments and be </b> <b>required to pay collision coverage:  only buy a used, 3-8 years old; Honda/Kia/Toyota for the best value/bang for your buck</b>),
gas, <b>clothes allowance</b>, etc.  Essentials needed to live!</p>
<p>-         
20% to <b>Savings
&amp; Investment</b>:   used to pay bank
loans/student loans, monthly deposits into a retirement account and an investment
account, credit card payments (pay off the entire balance each month and not
just the minimum payment to avoid paying interest on interest = that’s what
eats you alive causing you to <b>NEVER</b>
pay off the balance(s)) and never buy stuff from Fingerhut/Rent-A-Center or the
like…..the interest on this stuff is outrageous and you pay 3x-5x what the item
is actually worth in the end – if you ever get to the end of the payments!</p>
<p>-         
30% to <b>Wants</b>:  vacations (limit one per year – do day trips
for the other week taken on paid vacation benefits) and future “Wants” such as
saving for a house:  if you need the
monies in less than 5 years, then bank it – if you need the monies in over 8
years, then invest it; that is the industry rule of thumb when it comes to “<b>Wants</b>”.</p>
<p>Two methods to keep you on track:</p>
<p> -         
The spread sheet method:  this is where you track your budget in MS
Excel.</p>
<p> -    The envelope method:  this is where you assign envelopes labeled by
each expense.   </p>
<p><b>EMERGECY FUND:  </b></p>
<p>This where you have a bank savings
account holding a minimum of six months of expenses to pay “<b>all</b>” your monthly bills in the event of
a job lose or an illness:  you are <b>NEVER</b> to dip into this unless you are
in a dire straight situation.  </p>
<p><b>Establish this fund FIRST before all other suggestions are followed.</b></p>
<p><b> </b></p>
<p><b>SAVINGS &amp; INVESTMENT:   </b></p>
<p>-         
Start saving for an emergency fund first.</p>
<p>-         
<b>Do not</b>
use the Overdraft protection feature on your bank debit card = avoid getting
into the habit of paying Overdraft charges over and over again!  But do have it on the account – in the event
of an emergency = like your car breaks down, etc. and avoid using a credit card
and carry a balance.</p>
<p>-         
Start an investment account at Ally.com/invest
and invest in my Model ETF Portfolio that I’ll outline at a later date…<b>stay tuned</b>!</p>
<p>-         
Start investing in my ”<b>ALL PURPOSE</b>” Model Mutual Fund Portfolio: starting in your mid-50’s/early
60’s.</p>
<p>-         
Start investing in my designated Model Mutual
Fund 80+ Portfolio in your 80’s; exact allocation percentages to also be
revealed at a later date!</p>

<p><b>CREDIT
CARDS/BANKING MANAGEMENT:</b></p>
<p><b> </b>-         
Establish a credit history at 18 years old
before working a full-time 9-5 or going to college:  now is the time to obtain a pre-paid debt
card through <b>Capital One.com</b> or a
similar lender.   And do not forget to
get a small personal loan ($1,000.00 minimum) at a <b>local bank</b> using a co-signer to qualify for the loan.</p>
<p> As you <b>SLOWLY</b>
establish a credit history; apply for a no-fee/low credit limit card through <b>Discover.com</b> and/or <b>Capital One.com.</b></p>
<p><b> </b></p>
<p><b>HAVE
YOU RUN UP YOUR CREDIT CARDS TO THE MAX AND DROWNING IN DEBT OVERALL? –
CONSIDER CLAIMING BANKRUPTCY AND START OVER – JUST BE CAREFUL; DON’T SCREW UP
AGAIN LIKE THE LAST TIME.</b></p>
<p><b> </b></p>
<p>-         
Earn interest in an interest-bearing savings or
CD account:</p>
<p>               Not all
banks are created equal; which is why most are banking wrong:   </p>
<p>               <b>BANK
OF AMERICA</b>:  This is a “fee city”
bank.  You name it, they have a fee
attached</p>
<p><b>TD
BANK</b>:  This is a bank with convoluted
morals.  Good luck banking in this
environment; more horseshit then you can shake a stick
at!  </p>
<p> -   If your balance falls below $100.00 at TD at any
given time during the month; they hit you with a $15.00 low balance fee
($180.00 a year!).</p>
<p><b>You
are better off going to a local bank or a federal credit union for your banking
needs.</b></p>
<p>BE ON THE LOOKOUT
FOR MY NEXT SERIES INSTALLMENT POST ON 6/3/2018!</p>
</blockquote>

<p><a href="https://corbinalexanderwealthguidance.tumblr.com/post/173631157384/corbin-alexander-weallth-guidance-posted" class="tumblr_blog"...