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    investment: Brooklyn Socialite
 Follow
 @BeauteSocialite
 "Friendsgiving" is starting to become
 way more popular than "thanksgiving"
 that tells you families don't link up
 anymore the way they used to. America
 is losing its value family don't want to be
 around each other anymore they rather
 work or do Friendsgiving....
 4:46 AM - 25 Nov 2019
 19,628 Retweets 82,757 Likes

 lauren.
 Follow
 @leauxmichelle
 orrrr a lot of millennials are chasing their
 careers in different cities and states and
 can't afford to fly home for a few days
 during thanksgiving so they gather with
 friends instead?
 Brooklyn Socialite
 @BeauteSocialite
 "Friendsgiving" is starting to become way more popular than "thanksgiving"
 that tells you families don't link up anymore the way they used to. America is
 losing its value family don't want to be around each other anymore they
 rather work or do Friendsgiving...
 Show this thread
 11:52 AM 25 Nov 2019
 20,492 Retweets 119,562 Likes
somethingunlikeanythingelse:

gahdamnpunk:

Or maybe spending $500 to fly across the country to spend a couple days with your homophobic/racist/you name it relatives isn’t just the best investment 

Oh yes. I’d RATHER work than be with my friends and family (amazing BOTH are at our gathering). It certainly isn’t because I’m the youngest employee so they decided “you don’t have a family so you got the shift.” (Apparantly family only counts if you married and birthed it? Idk) 
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                investment: Brooklyn Socialite
 Follow
 @BeauteSocialite
 "Friendsgiving" is starting to become
 way more popular than "thanksgiving"
 that tells you families don't link up
 anymore the way they used to. America
 is losing its value family don't want to be
 around each other anymore they rather
 work or do Friendsgiving....
 4:46 AM - 25 Nov 2019
 19,628 Retweets 82,757 Likes

 lauren.
 Follow
 @leauxmichelle
 orrrr a lot of millennials are chasing their
 careers in different cities and states and
 can't afford to fly home for a few days
 during thanksgiving so they gather with
 friends instead?
 Brooklyn Socialite
 @BeauteSocialite
 "Friendsgiving" is starting to become way more popular than "thanksgiving"
 that tells you families don't link up anymore the way they used to. America is
 losing its value family don't want to be around each other anymore they
 rather work or do Friendsgiving...
 Show this thread
 11:52 AM 25 Nov 2019
 20,492 Retweets 119,562 Likes
somethingunlikeanythingelse:

gahdamnpunk:

Or maybe spending $500 to fly across the country to spend a couple days with your homophobic/racist/you name it relatives isn’t just the best investment 

Oh yes. I’d RATHER work than be with my friends and family (amazing BOTH are at our gathering). It certainly isn’t because I’m the youngest employee so they decided “you don’t have a family so you got the shift.” (Apparantly family only counts if you married and birthed it? Idk) 
                
            

            
            
somethingunlikeanythingelse:

gahdamnpunk:

Or maybe spending $500 to fly across the country to spend a couple days with your homophobic/...

            
            
        

    



        

            
                
                    
                    
                
            
        
        

            






        

            
                
                    
                    
                
            
        
        

            






        

            
                
                    
                    
                
            
        
        

            






        

            
                
                    
                    
                
            
        
        

            







    investment: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                investment: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

                
            

            
            
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle...

            
            
        

    



        

            
                
                    
                    
                
            
        
        

            







    investment: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                investment: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

                
            

            
            
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle...

            
            
        

    



        

            
                
                    
                    
                
            
        
        

            







    investment: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                investment: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

                
            

            
            
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle...

            
            
        

    



        

            
                
                    
                    
                
            
        
        

            






        

            
                
                    
                    


    

        
        
    




                
            
        
        

            






        

            
                
                    
                    
                
            
        
        

            






        

            
                
                    
                    
                
            
        
        

            






        

            
                
                    
                    
                
            
        
        

            






        

            
                
                    
                    
                
            
        
        

            






        

            
                
                    
                    
                
            
        
        

            







    investment: Jason Hickel
 @jasonhickel
 This story is a real bombshell. Reporter Ryan Grim
 reveals that one of the biggest culprits of Amazon
 destruction is a US company, Blackstone, whose CEO
 is close friends with Trump and bankrolls the US
 Senate leader Republican Mitch McConnell
 A Top Financier of Trump and McConnell Is a Driving Force Behind Amazo...
 Steve Schwarzman is the CEO of the Blackstone Group, which partially owns
 a Brazilian firm that is helping transform the Amazon from jungle to ...
 theintercept.com
 3:27 AM Aug 28, 2019 Twitter Web App
 6.5K Likes
 6K Retweets
spaceconveyor:

feelingbluepolitics:


feelingbluepolitics:

catbirdseat4u:
➣  Go HERE for the dirt   — There’s plenty.
Highest recommendation.
https://theintercept.com/2019/08/27/amazon-rainforest-fire-blackstone/
“The companies have wrested control of land, deforested it, and helped build a controversial highway to their new terminal in the one-time jungle, all to facilitate the cultivation and export of grain and soybeans.”
“Schwarzman, a founder of Blackstone, owns roughly a fifth of the company, making him one of the world’s richest men. In 2018, he was paid at least $568 million, which was, in fact, a drop from the $786 million he made the year before. He has been generous toward McConnell and [t]rump with that wealth. In 2016, he gave $2.5 million to the Senate Leadership Fund, McConnell’s Super PAC and put Jim Breyer, McConnell’s billionaire brother-in-law, on the board of Blackstone. Two years later, Schwarzman kicked in $8 million to McConnell’s Super PAC. 
“Blackstone employees have given well over $10 million to McConnell and his Super PAC over the years, making them the biggest source of direct financing over McConnell’s career. McConnell’s Senate campaign declined to comment.
“Schwarzman is a close friend and adviser to [t]rump, and served as the chair of his Strategic and Policy Forum until it fell apart in the wake of the Charlottesville neo-Nazi rally, in which [t]rump famously praised 'very fine people, on both sides.’  In December 2017, as the final details of the GOP tax cut were being ironed out, Schwarzman hosted a $100,000-a-plate fundraiser for [t]rump. Some of [trump’s] dinner companions complained about the tax bill, and days later, [t]rump slashed the top percentage rate in the final package from 39.6 to 37. 
…"Bolsonaro has plans to pave significantly more roads in the Amazon that have otherwise been impassable much of the year, a project made feasible by international financing.
…"Of course, Hidrovias is also involved in paving B.R.-163 and other development projects in the region. Those projects, such as the paving of the highway, have additional indirect — though entirely predictable — consequences, as they spur side roads that make previously difficult-to-reach areas of the Amazon accessible for mining, logging, or further deforestation.
…"A Blackstone spokesperson noted that the fund only owns 9.3 percent* of Hidrovias. But that ignores the 55.8 percent of Hidrovias that is owned by Pátria Investimentos. On Hidrovias’s website, Pátria is described as a company ‘in partnership with Blackstone,’ and it is known in the financial industry to be a Blackstone company.”
*Pay no attention to claimed percentages of ownership.  What goes on behind ownership curtains is fluidly incestuous.  For example, from April 2019:
Blackstone Transfers 35% Stake in Brazil’s Alphaville Urbanismo to Pátria (em português)
“Blackstone transferred its 35% stake in Brazilian real estate developer Alphaville Urbanismo to its partner Pátria Investimentos. Blackstone and Pátria originally invested R$1.4b in June 2013 for a 70% stake in the company. The two firms formed a partnership in 2010 and Blackstone retains a 40% stake in Pátria.”
—–
Keep in mind, 
It’s not like this graft flows directly, or just one way.
Trump USDA is paying millions to a shady Brazilian meatpacking company under DOJ, SEC investigation
Brazil Subsidiary Hoovers Up $62 Million In Trump Trade War Aid Intended For Farmers

Every American farmer who has lost their Chinese market for soybeans – all of them – should be wondering how it was that trump “woke up” one morning with his idea of a trade war with China.  Had his close friend Schwartzman told trump the Brazilian road and terminal were ready?
There is no question that the Amazon rainforest is burning right now to open new farm land in order to meet China’s soybean market.


I wanted Blackstone to get fucked prior to this, now…now I want them to 
SUFFER. 

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                investment: Jason Hickel
 @jasonhickel
 This story is a real bombshell. Reporter Ryan Grim
 reveals that one of the biggest culprits of Amazon
 destruction is a US company, Blackstone, whose CEO
 is close friends with Trump and bankrolls the US
 Senate leader Republican Mitch McConnell
 A Top Financier of Trump and McConnell Is a Driving Force Behind Amazo...
 Steve Schwarzman is the CEO of the Blackstone Group, which partially owns
 a Brazilian firm that is helping transform the Amazon from jungle to ...
 theintercept.com
 3:27 AM Aug 28, 2019 Twitter Web App
 6.5K Likes
 6K Retweets
spaceconveyor:

feelingbluepolitics:


feelingbluepolitics:

catbirdseat4u:
➣  Go HERE for the dirt   — There’s plenty.
Highest recommendation.
https://theintercept.com/2019/08/27/amazon-rainforest-fire-blackstone/
“The companies have wrested control of land, deforested it, and helped build a controversial highway to their new terminal in the one-time jungle, all to facilitate the cultivation and export of grain and soybeans.”
“Schwarzman, a founder of Blackstone, owns roughly a fifth of the company, making him one of the world’s richest men. In 2018, he was paid at least $568 million, which was, in fact, a drop from the $786 million he made the year before. He has been generous toward McConnell and [t]rump with that wealth. In 2016, he gave $2.5 million to the Senate Leadership Fund, McConnell’s Super PAC and put Jim Breyer, McConnell’s billionaire brother-in-law, on the board of Blackstone. Two years later, Schwarzman kicked in $8 million to McConnell’s Super PAC. 
“Blackstone employees have given well over $10 million to McConnell and his Super PAC over the years, making them the biggest source of direct financing over McConnell’s career. McConnell’s Senate campaign declined to comment.
“Schwarzman is a close friend and adviser to [t]rump, and served as the chair of his Strategic and Policy Forum until it fell apart in the wake of the Charlottesville neo-Nazi rally, in which [t]rump famously praised 'very fine people, on both sides.’  In December 2017, as the final details of the GOP tax cut were being ironed out, Schwarzman hosted a $100,000-a-plate fundraiser for [t]rump. Some of [trump’s] dinner companions complained about the tax bill, and days later, [t]rump slashed the top percentage rate in the final package from 39.6 to 37. 
…"Bolsonaro has plans to pave significantly more roads in the Amazon that have otherwise been impassable much of the year, a project made feasible by international financing.
…"Of course, Hidrovias is also involved in paving B.R.-163 and other development projects in the region. Those projects, such as the paving of the highway, have additional indirect — though entirely predictable — consequences, as they spur side roads that make previously difficult-to-reach areas of the Amazon accessible for mining, logging, or further deforestation.
…"A Blackstone spokesperson noted that the fund only owns 9.3 percent* of Hidrovias. But that ignores the 55.8 percent of Hidrovias that is owned by Pátria Investimentos. On Hidrovias’s website, Pátria is described as a company ‘in partnership with Blackstone,’ and it is known in the financial industry to be a Blackstone company.”
*Pay no attention to claimed percentages of ownership.  What goes on behind ownership curtains is fluidly incestuous.  For example, from April 2019:
Blackstone Transfers 35% Stake in Brazil’s Alphaville Urbanismo to Pátria (em português)
“Blackstone transferred its 35% stake in Brazilian real estate developer Alphaville Urbanismo to its partner Pátria Investimentos. Blackstone and Pátria originally invested R$1.4b in June 2013 for a 70% stake in the company. The two firms formed a partnership in 2010 and Blackstone retains a 40% stake in Pátria.”
—–
Keep in mind, 
It’s not like this graft flows directly, or just one way.
Trump USDA is paying millions to a shady Brazilian meatpacking company under DOJ, SEC investigation
Brazil Subsidiary Hoovers Up $62 Million In Trump Trade War Aid Intended For Farmers

Every American farmer who has lost their Chinese market for soybeans – all of them – should be wondering how it was that trump “woke up” one morning with his idea of a trade war with China.  Had his close friend Schwartzman told trump the Brazilian road and terminal were ready?
There is no question that the Amazon rainforest is burning right now to open new farm land in order to meet China’s soybean market.


I wanted Blackstone to get fucked prior to this, now…now I want them to 
SUFFER. 

                
            

            
            
spaceconveyor:

feelingbluepolitics:


feelingbluepolitics:

catbirdseat4u:
➣  Go HERE for the dirt   — There’s plenty.
Highest recommend...

            
            
        

    



        

            
                
                    
                    
                
            
        
        

            






        

            
                
                    
                    
                
            
        
        

            






        

            
                
                    
                    
                
            
        
        

            






        

            
                
                    
                    
                
            
        
        

            






        

            
                
                    
                    


    

        
        
    




                
            
        
        

            







    investment: Ain't
 "Y'all"
 English
 teachers
Don’t you all forget your condiments with this investment. Things are going to get dirty! via /r/MemeEconomy https://ift.tt/2Ni5BCh
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                investment: Ain't
 "Y'all"
 English
 teachers
Don’t you all forget your condiments with this investment. Things are going to get dirty! via /r/MemeEconomy https://ift.tt/2Ni5BCh
                
            

            
            
Don’t you all forget your condiments with this investment. Things are going to get dirty! via /r/MemeEconomy https://ift.tt/2Ni5BCh

            
            
        

    



        

            
                
                    
                    
                
            
        
        

            






        

            
                
                    
                    
                
            
        
        

            






        

            
                
                    
                    
                
            
        
        

            






        

            
                
                    
                    
                
            
        
        

            







    investment: How to be a Teacher in 2019
 Make sure the academic, emotional, social, psychological,
 mental, physical, and nutritional needs of every single student
 you come into contact with is met...daily. Form deep, personal,
 caring, loving, but irreproachably professional relationships
 with each of those students. Do not be their friend. Make sure
 they know they can come to you at any time for any reason.
 Hold them to the highest standards of excellence but do not put
 any undue pressure or expectations on them that might damage
 their self-esteem or world view. Always give them a pencil,
 even if you've given them one every day for three marking
 periods. Put aside standards and tests when national or world
 issues of importance arise in order to facilitate meaningful,
 woke conversations that will help strengthen their social
 emotional learning and empathy. Never talk to them about
 politics or controversial issues because that could be viewed as
 trying to force your views on them. Maintain a classroom that is
 engaging, fun, comfortable, and visually appealing because
 students won't learn in an environment that they do not enjoy
 Do not crowd your room with too many overstimulating,
 colorful, interesting items that distract students from the
 learning process. Instill a sense of growing independence and
 self-responsibility in every student while communicating about
 everything they do in school to their parents daily via email,
 text, phone calls, newsletters, and blog posts. Focus on real life
 learning that people really use like bill paying, financial
 investment, conflict mediation, small appliance repair, etc
 Make sure all students are proficient on state assessment tests
 that cover none of those issues. Be prepared at all times to
 tackle an intruder with a gun or step into the path ofabullet for
 every student in your building. Be aware that your job is easy
 because you get summers off. Make sure you come into your
 classroom several times over the summer to prepare, make
 copies, and get things ready for next year
 Be a superhero
 But don't be too braggy about it.
 @fun_fresh_ideas
How to be a Teacher in 2019 - Fun, Fresh Ideas
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                investment: How to be a Teacher in 2019
 Make sure the academic, emotional, social, psychological,
 mental, physical, and nutritional needs of every single student
 you come into contact with is met...daily. Form deep, personal,
 caring, loving, but irreproachably professional relationships
 with each of those students. Do not be their friend. Make sure
 they know they can come to you at any time for any reason.
 Hold them to the highest standards of excellence but do not put
 any undue pressure or expectations on them that might damage
 their self-esteem or world view. Always give them a pencil,
 even if you've given them one every day for three marking
 periods. Put aside standards and tests when national or world
 issues of importance arise in order to facilitate meaningful,
 woke conversations that will help strengthen their social
 emotional learning and empathy. Never talk to them about
 politics or controversial issues because that could be viewed as
 trying to force your views on them. Maintain a classroom that is
 engaging, fun, comfortable, and visually appealing because
 students won't learn in an environment that they do not enjoy
 Do not crowd your room with too many overstimulating,
 colorful, interesting items that distract students from the
 learning process. Instill a sense of growing independence and
 self-responsibility in every student while communicating about
 everything they do in school to their parents daily via email,
 text, phone calls, newsletters, and blog posts. Focus on real life
 learning that people really use like bill paying, financial
 investment, conflict mediation, small appliance repair, etc
 Make sure all students are proficient on state assessment tests
 that cover none of those issues. Be prepared at all times to
 tackle an intruder with a gun or step into the path ofabullet for
 every student in your building. Be aware that your job is easy
 because you get summers off. Make sure you come into your
 classroom several times over the summer to prepare, make
 copies, and get things ready for next year
 Be a superhero
 But don't be too braggy about it.
 @fun_fresh_ideas
How to be a Teacher in 2019 - Fun, Fresh Ideas
                
            

            
            
How to be a Teacher in 2019 - Fun, Fresh Ideas

            
            
        

    



        

            
                
                    
                    
                
            
        
        

            






        

            
                
                    
                    
                
            
        
        

            






        

            
                
                    
                    
                
            
        
        

            






        

            
                
                    
                    
                
            
        
        

            






        

            
                
                    
                    
                
            
        
        

            






        

            
                
                    
                    


    

        
        
    




                
            
        
        

            






        

            
                
                    
                    
                
            
        
        

            






        

            
                
                    
                    
                
            
        
        

            






        

            
                
                    
                    
                
            
        
        

            






        

            
                
                    
                    
                
            
        
        

            






        

            
                
                    
                    
                
            
        
        

            






        

            
                
                    
                    
                
            
        
        

            






        

            
                
                    
                    
                
            
        
        

            






        

            
                
                    
                    
                
            
        
        

            






        

            
                
                    
                    
                
            
        
        

            







    investment: Robots
 is an
 underrated
 movie.
Invest in ROBOTS! Popularity of fact formats + nostalgia for the film = perfect investment via /r/MemeEconomy https://ift.tt/2MCtKD3
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                investment: Robots
 is an
 underrated
 movie.
Invest in ROBOTS! Popularity of fact formats + nostalgia for the film = perfect investment via /r/MemeEconomy https://ift.tt/2MCtKD3
                
            

            
            
Invest in ROBOTS! Popularity of fact formats + nostalgia for the film = perfect investment via /r/MemeEconomy https://ift.tt/2MCtKD3

            
            
        

    



        

            
                
                    
                    


    

        
        
    




                
            
        
        

            







    investment: lt's transparent
 I'm exes now yay
 LIAR!
Don’t trust any lies about this investment, see straight through them for big profits! via /r/MemeEconomy https://ift.tt/2Ygi8ww
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                investment: lt's transparent
 I'm exes now yay
 LIAR!
Don’t trust any lies about this investment, see straight through them for big profits! via /r/MemeEconomy https://ift.tt/2Ygi8ww
                
            

            
            
Don’t trust any lies about this investment, see straight through them for big profits! via /r/MemeEconomy https://ift.tt/2Ygi8ww

            
            
        

    



        

            
                
                    
                    
                
            
        
        

            






        

            
                
                    
                    
                
            
        
        

            






        

            
                
                    
                    
                
            
        
        

            






        

            
                
                    
                    
                
            
        
        

            






        

            
                
                    
                    
                
            
        
        

            







    investment: Cool Shit That
 Can
 Actually Afford
 PART 3
 PART3
 0
 Remote Controlled Tarantula
 $13.59
 You could seriously scare the shit out of
 people with this one. Arachnophobia is one
 of the most common fears among people. l'o
 recommend using this on someone with
 headphones in. l've gathered from reviews
 that it makes a decent amount of noise.

 USB Thermoelectric Cooler & Warmer
 $14.99
 It's a one can refrigerator. Simple, yet
 fucking awesome at the same time. It's
 better than a mini fridge because it makes
 you drink in moderation.. right?
 Giant Plush Microbes
 S9.99 -$19.99
 Valentine's Day is coming up and I know
 some of you out there are single, but don't
 fret. Now you can give yourself chlamydia!
 You don't need to go dumpster diving at a
 sorority house to make friends with these
 cute little guys.

 Retron 3 SNES/NES/Genesis Game System
 $59.99
 Yeah, I know."Holy shit peanutbitter this is
 sixty fucking dollars!" I get it, but I think that
 if you have the
 money, this would be a
 worthwhile investment. Those old consoles
 in our closets have seen better days. I think it
 would be nice to get a modern remake of all
 three in one. It's a hell of a lot cheaper than
 buying these three consoles back in their day
 LifeStraw Personal Water Filter
 $19.99
 This could definitely be a life saver. It filters
 water as you suck it in.I might buy one of
 these and put it in my glove compartment in
 my car. If you get stuck in the middle of
 nowhere, it'd be nice to be able to drink
 straight from a fucking river

 iTouchless Bag Resealer
 $16.98
 This is one of those inventions that was just a
 good fucking idea. Now you never have to go
 looking for that little chip clip thing that
 doesn't really work too well at keeping stuf
 fresh
 4,500 Live Ladybugs
 $17.99
 Honestly, I'm not really sure why anybody
 would want 4,500 ladybugs, but why the fuck
 not? They're only 18 dollars. That's about 0.4
 cents per bug.
novelty-gift-ideas:You can buy these stuffs here
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                investment: Cool Shit That
 Can
 Actually Afford
 PART 3
 PART3
 0
 Remote Controlled Tarantula
 $13.59
 You could seriously scare the shit out of
 people with this one. Arachnophobia is one
 of the most common fears among people. l'o
 recommend using this on someone with
 headphones in. l've gathered from reviews
 that it makes a decent amount of noise.

 USB Thermoelectric Cooler & Warmer
 $14.99
 It's a one can refrigerator. Simple, yet
 fucking awesome at the same time. It's
 better than a mini fridge because it makes
 you drink in moderation.. right?
 Giant Plush Microbes
 S9.99 -$19.99
 Valentine's Day is coming up and I know
 some of you out there are single, but don't
 fret. Now you can give yourself chlamydia!
 You don't need to go dumpster diving at a
 sorority house to make friends with these
 cute little guys.

 Retron 3 SNES/NES/Genesis Game System
 $59.99
 Yeah, I know."Holy shit peanutbitter this is
 sixty fucking dollars!" I get it, but I think that
 if you have the
 money, this would be a
 worthwhile investment. Those old consoles
 in our closets have seen better days. I think it
 would be nice to get a modern remake of all
 three in one. It's a hell of a lot cheaper than
 buying these three consoles back in their day
 LifeStraw Personal Water Filter
 $19.99
 This could definitely be a life saver. It filters
 water as you suck it in.I might buy one of
 these and put it in my glove compartment in
 my car. If you get stuck in the middle of
 nowhere, it'd be nice to be able to drink
 straight from a fucking river

 iTouchless Bag Resealer
 $16.98
 This is one of those inventions that was just a
 good fucking idea. Now you never have to go
 looking for that little chip clip thing that
 doesn't really work too well at keeping stuf
 fresh
 4,500 Live Ladybugs
 $17.99
 Honestly, I'm not really sure why anybody
 would want 4,500 ladybugs, but why the fuck
 not? They're only 18 dollars. That's about 0.4
 cents per bug.
novelty-gift-ideas:You can buy these stuffs here
                
            

            
            
novelty-gift-ideas:You can buy these stuffs here

            
            
        

    



        

            
                
                    
                    
                
            
        
        

            







    investment: Cool Shit That
 Can
 Actually Afford
 PART 3
 PART3
 0
 Remote Controlled Tarantula
 $13.59
 You could seriously scare the shit out of
 people with this one. Arachnophobia is one
 of the most common fears among people. l'o
 recommend using this on someone with
 headphones in. l've gathered from reviews
 that it makes a decent amount of noise.

 USB Thermoelectric Cooler & Warmer
 $14.99
 It's a one can refrigerator. Simple, yet
 fucking awesome at the same time. It's
 better than a mini fridge because it makes
 you drink in moderation.. right?
 Giant Plush Microbes
 S9.99 -$19.99
 Valentine's Day is coming up and I know
 some of you out there are single, but don't
 fret. Now you can give yourself chlamydia!
 You don't need to go dumpster diving at a
 sorority house to make friends with these
 cute little guys.

 Retron 3 SNES/NES/Genesis Game System
 $59.99
 Yeah, I know."Holy shit peanutbitter this is
 sixty fucking dollars!" I get it, but I think that
 if you have the
 money, this would be a
 worthwhile investment. Those old consoles
 in our closets have seen better days. I think it
 would be nice to get a modern remake of all
 three in one. It's a hell of a lot cheaper than
 buying these three consoles back in their day
 LifeStraw Personal Water Filter
 $19.99
 This could definitely be a life saver. It filters
 water as you suck it in.I might buy one of
 these and put it in my glove compartment in
 my car. If you get stuck in the middle of
 nowhere, it'd be nice to be able to drink
 straight from a fucking river

 iTouchless Bag Resealer
 $16.98
 This is one of those inventions that was just a
 good fucking idea. Now you never have to go
 looking for that little chip clip thing that
 doesn't really work too well at keeping stuf
 fresh
 4,500 Live Ladybugs
 $17.99
 Honestly, I'm not really sure why anybody
 would want 4,500 ladybugs, but why the fuck
 not? They're only 18 dollars. That's about 0.4
 cents per bug.
novelty-gift-ideas:You can buy these stuffs here
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                investment: Cool Shit That
 Can
 Actually Afford
 PART 3
 PART3
 0
 Remote Controlled Tarantula
 $13.59
 You could seriously scare the shit out of
 people with this one. Arachnophobia is one
 of the most common fears among people. l'o
 recommend using this on someone with
 headphones in. l've gathered from reviews
 that it makes a decent amount of noise.

 USB Thermoelectric Cooler & Warmer
 $14.99
 It's a one can refrigerator. Simple, yet
 fucking awesome at the same time. It's
 better than a mini fridge because it makes
 you drink in moderation.. right?
 Giant Plush Microbes
 S9.99 -$19.99
 Valentine's Day is coming up and I know
 some of you out there are single, but don't
 fret. Now you can give yourself chlamydia!
 You don't need to go dumpster diving at a
 sorority house to make friends with these
 cute little guys.

 Retron 3 SNES/NES/Genesis Game System
 $59.99
 Yeah, I know."Holy shit peanutbitter this is
 sixty fucking dollars!" I get it, but I think that
 if you have the
 money, this would be a
 worthwhile investment. Those old consoles
 in our closets have seen better days. I think it
 would be nice to get a modern remake of all
 three in one. It's a hell of a lot cheaper than
 buying these three consoles back in their day
 LifeStraw Personal Water Filter
 $19.99
 This could definitely be a life saver. It filters
 water as you suck it in.I might buy one of
 these and put it in my glove compartment in
 my car. If you get stuck in the middle of
 nowhere, it'd be nice to be able to drink
 straight from a fucking river

 iTouchless Bag Resealer
 $16.98
 This is one of those inventions that was just a
 good fucking idea. Now you never have to go
 looking for that little chip clip thing that
 doesn't really work too well at keeping stuf
 fresh
 4,500 Live Ladybugs
 $17.99
 Honestly, I'm not really sure why anybody
 would want 4,500 ladybugs, but why the fuck
 not? They're only 18 dollars. That's about 0.4
 cents per bug.
novelty-gift-ideas:You can buy these stuffs here
                
            

            
            
novelty-gift-ideas:You can buy these stuffs here